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Loan Rates Savings Rates

Effective as of: January 1, 2021
3% Interest Rate Limited to Available Shares
Up to 36 Months $7,500 Maximum
Credit Score 0f 675 - 749 10% Interest Rate
Credit Score of 630 - 674 15% Interest Rate
Credit Score of 580 - 629 18% Interest Rate
Credit Score of 750 5% Interest Rate
** A Credit Score of 579 or less will not be considered **
Credit Union Members with 1 year or less membership limited to $1000.00
Includes PSE rated employment by USPS.
Up to 48 months$15,000 Maximum
Must have 10 Co-Makers “All Comaker Loans at” *15% Interest Rate*
If less than 10 Co-Makers, can receive $1200 per Signee.
*Each Co-Maker signees will be responsible for 10% of the face value of the co-maker loan.
Loans are not guaranteed solely on credit scores

1st Time LOGIN Instructions to VB Next Online Banking:

If you are an existing Online Banking user, please use the following to log in to our new Online Banking system:

• LOGON ID is your Primary Member Number. Example:

SECURITY CODE (Password) is the last 4-digits of the Primary Account Holder’s SSN

Example: 9876
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