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Rates

Loan Rates Savings Rates

Effective as of: June 1, 2023
Loan Rates
New Cars 2018-2023
Credit Scores1-36 months37 to 60 months61 to 72 monthsPercent Financed
775-8503.5%4%4.5%100%
700-7744.25%5%5.5%100%
600-6994.5%6%7%100%
550-5995.5%7%9.5%100%
549-Below7.5%10%12.5%100%
** A Credit Score of less than 525 will be required to make a down payment**
 
Used Vehicles 2012-2017
Credit Scores1-36 months37 to 60 months61 to 72 monthsPercent Financed
750-8505%6%6.5%100%
650-7496%6.5%7.5%100%
600-6497%8.5%10%100%
550-5998%10%13%100%
549-Below9%12%15%100%
*Note: We do not finance vehicles loans that are upside down.( Purchase price of vehicle does not meet N.A.D.A value.)*
Loans on Vehicles 2011 or older or special purpose vehicles must be approved by management
NOTE: 2011 and older vehicles if approved, maximum of 48 months financing
**There will be a $50.00 processing fee on all auto loans and a $25 Title Fee. effective 02/01/2020.**
If you receive a lower quote from another financial instution, call us, we can match or beat rates quoted. (Proof Required)
GAP Insurance will be included in new car loans at no cost to Credit Union Members
ALL LOANS WILL BE CONSIDERED FROM INFORMA T/ON ON LOAN APPLICATION, CREDIT SCORE AND PAYMENT HISTORY

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