About Us

The Columbia Post Office Credit Union is a member owned non-profit financial institution. It is a state charted credit union operated under the Laws of the SC Banking Commission.
The credit union was established in 1927 when a group of employees pooled their savings to borrow money at a reasonable rate. This tradition continues today. Our goal is to provide the opportunity for our members to borrow money at a finance rate that is affordable and less than what is offered at full service credit unions or banks. We do not issue Credit or Debit Cards.
We are not a full-service institution, we primarily should be your source for financing vehicle purchases and provide opportunities for personal loans, all at very reasonable rate, and offer dividends on your savings above prevailing rates.

Benefits

• Savings & Loan Services
• Quarterly Dividends
• Friendly, efficient services

Eligibility

Postal Employees, currently employed or retired, their spouses, children, siblings and extended family members of current members are all eligible to join.

Requirements

No appointment needed, come in to either credit union location. Bring 2 forms of Identification, one of which lists your current residence. Complete an Account card.
There is a $30 membership deposit, $25 remains in your account as a base, $5.00 is deducted as a one-time membership fee.

Members own the credit union

• The credit union is owned and governed by its members.
• Membership meetings are held annually, on the 4th Monday of January
• All Members are invited
• Board of Directors are elected from the membership
• Members serve on the Supervisory Committee
• Three members of the Board are elected annually
• One member of the Supervisory Committee is elected annually

Your Credit Union Employees

All employees of the credit union are retired from the postal service, we have over 250 years of combined Postal Service experience, so we are familiar with your work environment and also as retirees we know what life is like outside the post office.

The Credit Union Board Of Directors currently has 9 members, the Board oversees and directs the operating policy of the credit union by maintaining the bylaws and ensuring that the credit union operates under the banking laws and regulations of both the federal and state government.

Members of the Board serve a term of three years and are elected by all current active members of the credit union. Elections are held at the January Board meeting and that meeting is open to all current share holders. 3 Board members are elected annually.