Vehicle Loan Rates Personal Loan Rates Savings Rate
| Loan Rates | ||||
| New Cars 2024-2027 | ||||
| Credit Scores | 1-36 months | 37 to 60 months | 61 to 72 months | Percent Financed |
| 800-850 | 3.5% | 4.5% | 5.0% | 100% |
| 725-799 | 4.0% | 5% | 5.5% | 100% |
| 625-724 | 4.5% | 6% | 7% | 100% |
| 550-624 | 6.0% | 7.5% | 9.5% | 100% |
| 549-549 | 10% | 12% | NA | 90% |
| Used Vehicles 2017-2023 | ||||
| Credit Scores | 1-36 months | 37 to 60 months | 61 to 72 months | Percent Financed |
| 750-850 | 5% | 6% | NA | 100% |
| 650-749 | 6% | 6.5% | NA | 100% |
| 600-649 | 7% | 8.5% | NA | 100% |
| 550-599 | 8% | 10% - 48 mo max | NA | 100% |
| 549-Below** | 9% | 12%- 48 mo max | NA | 90% |
| *Note: We do not finance vehicles loans that are upside down.( Purchase price of vehicle does not meet N.A.D.A value.)* | ||||
| No Loans on Vehicles 2016 or older or special purpose. | ||||
| ***** May provide extending loan length depending on Management approval. | ||||
| **There will be a $50.00 processing fee on all auto loans and a $25 Title Fee. | ||||
| GAP Insurance will be included on car loans at no cost to Credit Union Members (Dependent on age, financing) | ||||
| ALL LOANS WILL BE CONSIDERED FROM INFORMATION ON LOAN APPLICATION, CREDIT SCORE AND PAYMENT HISTORY | ||||
| Loan Approvals Are Not Guaranteed | ||||
