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Rates

Loan Rates Savings Rates

Effective as of: March 15, 20
Loan Rates
New Cars 2022-2024
Credit Scores1-36 months37 to 60 months61 to 72 monthsPercent Financed
800-8503.5%4%4.5%100%
725-7894.0%5%5.5%100%
625-7244.5%6%7%100%
550-6246.0%7.%9.5%100%
549-Below10.%12%14%100%
** A Credit Score of less than 525 will be required to make a down payment**
 
Used Vehicles 2014-21
Credit Scores1-36 months37 to 60 monthsPercent Financed
750-8505%6%100%
650-7496%6.5%100%
600-6497%8.5%100%
550-5998%10%100%
549-Below9%12%90%
*Note: We do not finance vehicles loans that are upside down.( Purchase price of vehicle does not meet N.A.D.A value.)*
Loans on Vehicles 2013 or older or special purpose vehicles must be approved by management
NOTE: 2013 and older vehicles if approved, maximum of 3 months financing
**There will be a $50.00 processing fee on all auto loans and a $25 Title Fee. effective 02/01/2020.**
If you receive a lower quote from another financial instution, call us, we can match or beat rates quoted. (Proof Required)
GAP Insurance will be included on car loans at no cost to Credit Union Members (Maybe excluded Dependent on Age / Financed Amount)
ALL LOANS WILL BE CONSIDERED FROM INFORMATION ON LOAN APPLICATION, CREDIT SCORE AND PAYMENT HISTORY

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